Well, it finally happened to me. Got a text message fraud alert on my Cabelas card. It was being used in Texas and Florida. Called them and reported it. They closed the card and told me I would be investigated to determine whether or not I made the purchases. They claim they will make a determination in 3 weeks. I thought credit card companies were better to deal with about fraud issues. I never even use that card except when I shop at Cabelas for the points. So now I am writing a letter to document the disputed charges and filing a police report. Any advice from those who have been through this would be appreciated.

It will be handled and you won't get charged. Write your statement and send it in. It is a bit of a pain, but there is a process that needs to be followed. Somehow your card number got outed.

I'm a banker and three weeks ago my credit card that I seldom use was used to purchase airline tickets in Cairo Egypt. Then some bus tickets, also in Egypt. The card had just been reissued a month before I went to Vegas, so it got lifted there on one of the 4 purchases I made.

Filled out my report and my account was quickly credited. There will be no ill effects to your account status or credit.

Time to start shooting these credit fraud a-holes in the face.

"Time to start shooting these credit fraud a-holes in the face."

Instant termination with extreme prejudice has a place in a civilized world.