#590247 - 03/24/10 02:33 AM
20 Ways Obamacare Steals Your Freedoms
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ISO Chrome
Unregistered
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Now, before anyone goes chopping me head off for posting the facts, below, take note that I have adopted a "wait and see" attitude about Obamacare. You folks have all these good things to say about it, so let's just wait and see how it goes?
The article is a bit dramatic, but the facts are there. This is going to have a huge effect on my business, in a time when it has already been tougher than ever to make a living.
Some businesses are doing better, but a great many are really having a tough go of it already which means fewer dollars for product research, etc. (see #16).
Honestly, what do you all think of the items, below? How do they effect you, or your company?
ISO
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20 Ways ObamaCare Will Take Away Our Freedoms
By David Hogberg Posted 03/21/2010 03:24 PM ET
If some reports are to be believed, the Democrats will pass the Senate health care bill with some reconciliation changes later today. Thus, it is worthwhile to take a comprehensive look at the freedoms we will lose.
Of course, the bill is supposed to provide us with security. But it will result in skyrocketing insurance costs and physicians leaving the field in droves, making it harder to afford and find medical care. We may be about to live Benjamin Franklin’s adage, “People willing to trade their freedom for temporary security deserve neither and will lose both.”
The sections described below are taken from HR 3590 as agreed to by the Senate and from the reconciliation bill as displayed by the Rules Committee.
1. You are young and don’t want health insurance? You are starting up a small business and need to minimize expenses, and one way to do that is to forego health insurance? Tough. You have to pay $750 annually for the “privilege.” (Section 1501)
2. You are young and healthy and want to pay for insurance that reflects that status? Tough. You’ll have to pay for premiums that cover not only you, but also the guy who smokes three packs a day, drink a gallon of whiskey and eats chicken fat off the floor. That’s because insurance companies will no longer be able to underwrite on the basis of a person’s health status. (Section 2701).
3. You would like to pay less in premiums by buying insurance with lifetime or annual limits on coverage? Tough. Health insurers will no longer be able to offer such policies, even if that is what customers prefer. (Section 2711).
4. Think you’d like a policy that is cheaper because it doesn’t cover preventive care or requires cost-sharing for such care? Tough. Health insurers will no longer be able to offer policies that do not cover preventive services or offer them with cost-sharing, even if that’s what the customer wants. (Section 2712).
5. You are an employer and you would like to offer coverage that doesn’t allow your employers’ slacker children to stay on the policy until age 26? Tough. (Section 2714).
6. You must buy a policy that covers ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services; chronic disease management; and pediatric services, including oral and vision care. You’re a single guy without children? Tough, your policy must cover pediatric services. You’re a woman who can’t have children? Tough, your policy must cover maternity services. You’re a teetotaler? Tough, your policy must cover substance abuse treatment. (Add your own violation of personal freedom here.) (Section 1302).
7. Do you want a plan with lots of cost-sharing and low premiums? Well, the best you can do is a “Bronze plan,” which has benefits that provide benefits that are actuarially equivalent to 60% of the full actuarial value of the benefits provided under the plan. Anything lower than that, tough. (Section 1302 (d)(1)(A))
8. You are an employer in the small-group insurance market and you’d like to offer policies with deductibles higher than $2,000 for individuals and $4,000 for families? Tough. (Section 1302 (c) (2) (A).
9. If you are a large employer (defined as at least 101 employees) and you do not want to provide health insurance to your employee, then you will pay a $750 fine per employee (It could be $2,000 to $3,000 under the reconciliation changes). Think you know how to better spend that money? Tough. (Section 1513). 10. You are an employer who offers health flexible spending arrangements and your employees want to deduct more than $2,500 from their salaries for it? Sorry, can’t do that. (Section 9005 (i)).
11. If you are a physician and you don’t want the government looking over your shoulder? Tough. The Secretary of Health and Human Services is authorized to use your claims data to issue you reports that measure the resources you use, provide information on the quality of care you provide, and compare the resources you use to those used by other physicians. Of course, this will all be just for informational purposes. It’s not like the government will ever use it to intervene in your practice and patients’ care. Of course not. (Section 3003 (i))
12. If you are a physician and you want to own your own hospital, you must be an owner and have a “Medicare provider agreement” by Feb. 1, 2010. (Dec. 31, 2010 in the reconciliation changes.) If you didn’t have those by then, you are out of luck. (Section 6001 (i) (1) (A)).
13. If you are a physician owner and you want to expand your hospital? Well, you can’t (Section 6001 (i) (1) (B). Unless, it is located in a country where, over the last five years, population growth has been 150% of what it has been in the state (Section 6601 (i) (3) ( E)). And then you cannot increase your capacity by more than 200% (Section 6001 (i) (3) (C)).
14. You are a health insurer and you want to raise premiums to meet costs? Well, if that increase is deemed “unreasonable” by the Secretary of Health and Human Services it will be subject to review and can be denied. (Section 1003)
15. The government will extract a fee of $2.3 billion annually from the pharmaceutical industry. If you are a pharmaceutical company what you will pay depends on the ratio of the number of brand-name drugs you sell to the total number of brand-name drugs sold in the U.S. So, if you sell 10% of the brand-name drugs in the U.S., what you pay will be 10% multiplied by $2.3 billion, or $230,000,000. (Under reconciliation, it starts at $2.55 billion, jumps to $3 billion in 2012, then to $3.5 billion in 2017 and $4.2 billion in 2018, before settling at $2.8 billion in 2019 (Section 1404)). Think you, as a pharmaceutical executive, know how to better use that money, say for research and development? Tough. (Section 9008 (b)).
16. The government will extract a fee of $2 billion annually from medical device makers. If you are a medical device maker what you will pay depends on your share of medical device sales in the U.S. So, if you sell 10% of the medical devices in the U.S., what you pay will be 10% multiplied by $2 billion, or $200,000,000. Think you, as a medical device maker, know how to better use that money, say for R&D? Tough. (Section 9009 (b)). The reconciliation package turns that into a 2.9% excise tax for medical device makers. Think you, as a medical device maker, know how to better use that money, say for research and development? Tough. (Section 1405).
17. The government will extract a fee of $6.7 billion annually from insurance companies. If you are an insurer, what you will pay depends on your share of net premiums plus 200% of your administrative costs. So, if your net premiums and administrative costs are equal to 10% of the total, you will pay 10% of $6.7 billion, or $670,000,000. In the reconciliation bill, the fee will start at $8 billion in 2014, $11.3 billion in 2015, $1.9 billion in 2017, and $14.3 billion in 2018 (Section 1406).Think you, as an insurance executive, know how to better spend that money? Tough.(Section 9010 (b) (1) (A and B).)
18. If an insurance company board or its stockholders think the CEO is worth more than $500,000 in deferred compensation? Tough.(Section 9014).
19. You will have to pay an additional 0.5% payroll tax on any dollar you make over $250,000 if you file a joint return and $200,000 if you file an individual return. What? You think you know how to spend the money you earned better than the government? Tough. (Section 9015). That amount will rise to a 3.8% tax if reconciliation passes. It will also apply to investment income, estates, and trusts. You think you know how to spend the money you earned better than the government? Like you need to ask. (Section 1402).
20. If you go for cosmetic surgery, you will pay an additional 5% tax on the cost of the procedure. Think you know how to spend that money you earned better than the government? Tough. (Section 9017).
Edited by ISO Chrome (03/24/10 02:36 AM)
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#590260 - 03/24/10 12:08 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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R&D is tax deductable. The taxpayer is/was picking up the tab and the corps, for instance pharmaceuticals, turn around and charge more for their product here in the US and much less overseas. So we the taxpayer take it up the ... twice. Not unreasonably to finally get some of it back.
1. what if you want to drive and don't want liability insurance? Pretty muchthe same principal. if something happens either you are covered or "we" pay for it. 2. Do you really want to go there? As you get older or contract an illness you pay through the nose? Aren't the young paying for the old now via SS, medicare, etc? Aren't the taxpayer already paying for those whom the insurance companies refuse to cover? 3. "You would like to pay less in premiums" I'd like to pay less in taxes too. Good luck with that. 4. "like a policy that is cheaper because it doesn’t cover preventive care" the vast majority of doctors and insurance companies claim preventative care is key to holding down medical costs. 5. What's to say about this one? Go out of business you douce bag. 6. Come on. Where can you get a policy like that now? The idea behind insurance is it's a pool and each memeber covers the others. duh. What's desired here a single white male only policy? 7. What? Doesn't even make sense. 8. See #5. 9. See #5. 10. Actually employees don't want anything deducted from their salaries. The only reason they do is because the employer is passing more and more costs on to the employee. In other words cutting the employees pay. Is your ceo/execs are pocketing millions see #5. 11. Insurance companies meddle much more into the physicians practice not suggesting but ordering what treatments are allowed. 12. Anyone ever heard of a physician owning a hospital? 13. Another country? See #12. 14. Absolutely fantastic. States do it now and still the insurance companies sit on a ton of cash and award millions in bonuses. 15. See opening remarks. 16. See opening remarks. 17. See opening remarks. 18. Once again very cool. Nobody is worth that and if you are raising rates it shouldn't be to line the ceo's pocket. 19. So an individual makes $300,000 it'll cost him $500. Cry me a river. 20. Are we worried there will be less boob jobs?
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"You learn more from losing than you do from winning." Lou Pinella
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#590262 - 03/24/10 12:11 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: stlhead]
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Dick Nipples
Registered: 03/08/99
Posts: 27838
Loc: Seattle, Washington USA
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I think a lot of people confuse "I don't like this" with "it must be illegal and stealing our freedoms!"...
I also think a lot of people "don't like this" because they were told not to.
It would also be a lot better of a plan if those who are telling some to "not like this" purposely made it not as good as it could have been.
Fish on...
Todd
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Team Flying Super Ditch Pickle
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#590271 - 03/24/10 01:09 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: Todd]
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Spawner
Registered: 12/28/99
Posts: 610
Loc: wa., usa
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Here is what I don't get about this plan, and why on the cover I don't like this plan. I agree that everybody needs access to affordable health care. Even that 27 year old in perfect health needs affordable health care coverage, because let's face it, accidents happen every day. But .... I just don't see how this bill accomplishes the "affordable" part. If the Feds are going to stick the Insurance companies with a bill for 6.7 billion, who is going to really pay that? The companies them selves? I don't think so, we are, through higher premiums. If the drug makers are going to be socked with a tab for 2.3 billion who is going to pay it? We are, because the insurance companies will get billed more to pay for the drugs that where used by the Docs which will be passed on to us in the form of higher health insurance premiums. And the list goes on. And if the Gov tries to tell them they can't raise premiums to cover the higher costs, they start to lose profitibility and when private companies lose profitibility, they go out of business, which leads to less competition, which leads to higher prices, or ...... the single payer, fully government run health care system, which is what I really think their ultimate goal is, and to me, that is really scary!
So, affordable health care for everybody is needed, lowering the costs to evry day folks is desprately needed, I just don't see how this bill can accomplish that ... hope I'm wrong.
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M Go Blue!
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#590279 - 03/24/10 01:44 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: umrules]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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Look at any major insurance or pharmaceutical corp's annual reports then ask yourself why are health care costs rising at all? Seems to me it's well past time we start dropping the hammer on these price gougers. I doubt they will though.
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"You learn more from losing than you do from winning." Lou Pinella
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#590286 - 03/24/10 02:16 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: stlhead]
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Repeat Spawner
Registered: 12/12/09
Posts: 1025
Loc: Termite Country
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R&D is tax deductable. The taxpayer is/was picking up the tab and the corps, for instance pharmaceuticals, turn around and charge more for their product here in the US and much less overseas. So we the taxpayer take it up the ... twice. Not unreasonably to finally get some of it back.
1. what if you want to drive and don't want liability insurance? Pretty muchthe same principal. if something happens either you are covered or "we" pay for it. 2. Do you really want to go there? As you get older or contract an illness you pay through the nose? Aren't the young paying for the old now via SS, medicare, etc? Aren't the taxpayer already paying for those whom the insurance companies refuse to cover? 3. "You would like to pay less in premiums" I'd like to pay less in taxes too. Good luck with that. 4. "like a policy that is cheaper because it doesn’t cover preventive care" the vast majority of doctors and insurance companies claim preventative care is key to holding down medical costs. 5. What's to say about this one? Go out of business you douce bag. 6. Come on. Where can you get a policy like that now? The idea behind insurance is it's a pool and each memeber covers the others. duh. What's desired here a single white male only policy? 7. What? Doesn't even make sense. 8. See #5. 9. See #5. 10. Actually employees don't want anything deducted from their salaries. The only reason they do is because the employer is passing more and more costs on to the employee. In other words cutting the employees pay. Is your ceo/execs are pocketing millions see #5. 11. Insurance companies meddle much more into the physicians practice not suggesting but ordering what treatments are allowed. 12. Anyone ever heard of a physician owning a hospital? 13. Another country? See #12. 14. Absolutely fantastic. States do it now and still the insurance companies sit on a ton of cash and award millions in bonuses. 15. See opening remarks. 16. See opening remarks. 17. See opening remarks. 18. Once again very cool. Nobody is worth that and if you are raising rates it shouldn't be to line the ceo's pocket. 19. So an individual makes $300,000 it'll cost him $500. Cry me a river. 20. Are we worried there will be less boob jobs? So I see it's glaringly obvious you have never ran a business or had to meet a payroll. Your suggestion for companies who cannot afford high cost plan for their employees is to simply "go out of business you douce bag". Brilliant analysis. Because the employees of that company would much rather be out of a job than have a plan with a high deductible or simply have a job with no plan at all.
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On a long enough timeline the survival rate for everyone drops to zero.
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#590297 - 03/24/10 02:46 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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Repeat Spawner
Registered: 12/12/09
Posts: 1025
Loc: Termite Country
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1. what if you want to drive and don't want liability insurance? Pretty muchthe same principal. Not at all. You are required to carry insurance to drive a car because you potentially could harm others in an accident. Medical is for you only. +1
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On a long enough timeline the survival rate for everyone drops to zero.
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#590305 - 03/24/10 03:14 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: StinkingWaters]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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Yes the harm would be financial. Same as a medical emergency with no coverage. Harms the taxpayer.
Also happens to be the reason given for the motorcycle helmet law. It wasn't to protect the rider it was to reduce the high cost of motorcycle accidents. Same goes for the seatbelt law. All about financial harm to the populace not the individual.
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"You learn more from losing than you do from winning." Lou Pinella
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#590315 - 03/24/10 03:49 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: Jerry Garcia]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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Yes they are. But they are examples of the logic.
"However, you do not have to drive a car, and you don't have to ride a motorcycle. Therefore, you have an option to not purchase auto insurance."
Yet in this case you don't have the option of never ever needing medical assistance. Even someone in their twenties who has yet to ever have an issue will eventually have issues. It's pretty much a 100% certainty.
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"You learn more from losing than you do from winning." Lou Pinella
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#590329 - 03/24/10 04:32 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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ISO Chrome
Unregistered
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Some people would rather die than submit themselves to medical practitioners of any sort.
Hmmmm.. I believe that all medical doctors are the spawn of Satan. Does this mean the IRS will give me a religious exemption from having to pay the "medical tax"? ISO
Edited by ISO Chrome (03/24/10 04:33 PM)
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#590344 - 03/24/10 05:09 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: Irie]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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"Some people would rather die than submit themselves to medical practitioners of any sort."
As long as it doesn't cost me I'm OK with that.
"Billions of people around the world never see a "real" doctor"
Yup. Those are third world countries. Only the rich get treatment.
One option we could contemplate. If those whom feel this is a loss of freedom were willing to have tattoed "Do not treat" on themselves then we can just shovel them up into a dumpster if they collapse. This is too much like right to die and the Party Of No would be outraged.
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"You learn more from losing than you do from winning." Lou Pinella
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#590357 - 03/24/10 06:14 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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"Why would that person want coverage when well?"
He wouldn't. Just like he wouldn't want to pay SS until retirement. Or pay property insurance until his house catches on fire. Me either. Can I be exempt and only pay for various coverages when or if I need them? I'd put a ton of money in the bank.
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"You learn more from losing than you do from winning." Lou Pinella
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#590359 - 03/24/10 06:24 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: stlhead]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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AM you might be right but something has to be done. I hope some day patients are sorted by symptoms and Nurse practioners play a larger role. If you have flu symptoms go here where the staff is overseen by a Nurse Practioner. If he/she deems it more serious then you see the full fledged doc. Otherwise a Nurse Prac can prescribe, etc. I actually think it could turn into a huge business of smaller walk in clinics. In and out like the ER was.
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"You learn more from losing than you do from winning." Lou Pinella
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#590361 - 03/24/10 06:28 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: stlhead]
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Poon it! Poon it! Poon it!
Registered: 08/08/06
Posts: 1714
Loc: Yarrow Point
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Stlheads point is dead on... It seems really about which people you don't mind dying/killing...
DEMS * Keep uninsured/poor in medical care, its a right * Assisted suicide is a right (you have the freedom to kill yourself) * No rights for unborn babies * State has no right to kill a convicted murderer. Imprison for life yes, kill no.
REPUBLICANS * Uninsured/lazy -- if they die w/o insurance, they reap what they sow, social programs are socialism. * Your personal freedom doesn't include the right to terminate your own life, or a life you have guardianship over, even if they are brain dead * Unborn babies deserve any/all legal protections we can offer, potentially even if the mothers life is in danger * Capital Punishment is strongly supported
It's hard to know which of these positions is more about "Freedom" since both parties seem willing to tread on individual liberties in some important ways.
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The charm of fishing is that it is the pursuit of what is elusive but attainable, a perpetual series of occasions for hope. -John Buchan
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#590379 - 03/24/10 08:37 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: DBAppraiser]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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No HMO's you are required to see their set of providers. Walk in clinics mean anyone can walk in off of the street. An insurance company should never be able to cherry pick providers whom will cow tow to the insurance company. If the state certifies the provider, ie a license to practice, then the insurance co shouldn't be able to say [censored] about it.
"You don't have to have home owners insurance either, as long as you own the house out right. "
Exactly right. And when your house burns down don't come crying to us. So medical should be the same right? You don't carry insurance I don't want to see you anywhere near a doctor or hospital ever right? Die if you must. If so we need to start swearing in medical staff and emergency personnel. No insurance then refuse to treat.
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"You learn more from losing than you do from winning." Lou Pinella
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#590392 - 03/24/10 09:53 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: DBAppraiser]
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River Nutrients
Registered: 11/26/06
Posts: 4317
Loc: South Sound
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Irie, I have noticed that in the previous 12 months the Patriot Act has not been repealed. Matter of fact, the new crew has made a lot of use of it. Must be ok then huh?
NO. It's not ok. Never has been. You failed to address my point that the same fucktards that thought Patriot 1 & 2 were swell think Health Insurance is trampling The Bill of Rights.
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#590420 - 03/24/10 11:36 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: Irie]
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Repeat Spawner
Registered: 07/06/09
Posts: 1138
Loc: MA13
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Irie, I have noticed that in the previous 12 months the Patriot Act has not been repealed. Matter of fact, the new crew has made a lot of use of it. Must be ok then huh?
NO. It's not ok. Never has been. You failed to address my point that the same fucktards that thought Patriot 1 & 2 were swell think Health Insurance is trampling The Bill of Rights. I think the best way to answer that would be this way: The same fucktards that screamed about all the rights that the Patriot act trampled are now more than happy to trample the Bill of Rights to force someone to buy health care. Obviously Fucktards come in both blue and red. It just depends on who gets to do the trampling.
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#590427 - 03/25/10 12:10 AM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: DBAppraiser]
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River Nutrients
Registered: 05/27/00
Posts: 2447
Loc: Stumpy Acres
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Irie, I have noticed that in the previous 12 months the Patriot Act has not been repealed. Matter of fact, the new crew has made a lot of use of it. Must be ok then huh?
NO. It's not ok. Never has been. You failed to address my point that the same fucktards that thought Patriot 1 & 2 were swell think Health Insurance is trampling The Bill of Rights. I think the best way to answer that would be this way: The same fucktards that screamed about all the rights that the Patriot act trampled are now more than happy to trample the Bill of Rights to force someone to buy health care. Obviously Fucktards come in both blue and red. It just depends on who gets to do the trampling. Its fukin jobless fucktards that want the hand outs and DB you know as well as I there is a pile of them on here why the fukk else would they post 24/7. What I would like to know is how many of the supporters of this have jobe with Insurance!!!!
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If ya can't run with the big dogs stay on the porch!
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#590453 - 03/25/10 02:43 AM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: DBAppraiser]
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River Nutrients
Registered: 11/26/06
Posts: 4317
Loc: South Sound
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Irie, I have noticed that in the previous 12 months the Patriot Act has not been repealed. Matter of fact, the new crew has made a lot of use of it. Must be ok then huh?
NO. It's not ok. Never has been. You failed to address my point that the same fucktards that thought Patriot 1 & 2 were swell think Health Insurance is trampling The Bill of Rights. I think the best way to answer that would be this way: The same fucktards that screamed about all the rights that the Patriot act trampled are now more than happy to trample the Bill of Rights to force someone to buy health care. Obviously Fucktards come in both blue and red. It just depends on who gets to do the trampling. Ok, great & fine, but then why weren't any Teabagger Rallies organized about the passage of The PATRIOT acts?
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#590454 - 03/25/10 02:55 AM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: Irie]
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ISO Chrome
Unregistered
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Ok, great & fine, but then why weren't any Teabagger Rallies organized about the passage of The PATRIOT acts?
To be honest, I think enough people were pissed off about the "Patriot Act" (I don't see anything "patriotic" about it) that it was the kindling for the fire that is now driving these rallies. I think the American people are a bit "slow to burn", so the reaction wasn't immediate. Lord only knows where it will all go from here. ISO
Edited by ISO Chrome (03/25/10 02:55 AM)
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#590457 - 03/25/10 03:49 AM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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River Nutrients
Registered: 12/30/07
Posts: 3116
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. HMOs will NOT see you. I am a member of an HMO the "deluxe plan". My plan allows me to go to the HMO & pay no deductible...well pay nothing really except a $15.00 co-pay even if hospitalized but if not satisfied can go anywhere I chose & have the 20/80. Thing is I was waiting for a tentanus shot recently, sitting right next to the intake area & a lady wanted to be seen but they wouldn't allow it, she offered credit card & cash, no not part of the HMO...we're sorry. I felt bad for her. Perhaps Im confused about what an HMO is. When I typed in HMO into bing, the top four answers talked about a PLAN. My understanding was that HMO was like Group Health. Which at the early age of 20+ my brother was denied acceptance due to a medical condition he contracted. He filled out the application and was denied coverage, from Group Health. Had no problem getting health insurance from other employers and personal individual policies like Regents. GH on the other hand, cherry picks and then obviously spends as little as it can to service its patients. I dont have insurance and Ive never been turned away as a self pay patient. I work for a company with more than 50 employees and we dont have health insurance, unless we pay for it. It will be interesting to see what happens to these jobs. I guess time will tell who is right and who is wrong. But Im not buying insurance until I get a bill from the IRS. I have my doubts, that I will. They went into a panic cause their constituents didnt get their TV digital box last year before the digital deadline.
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#590458 - 03/25/10 08:36 AM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: stlhead]
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Registered: 10/13/00
Posts: 9013
Loc: everett
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"Why would that person want coverage when well?"
He wouldn't. Just like he wouldn't want to pay SS until retirement. Or pay property insurance until his house catches on fire. Me either. Can I be exempt and only pay for various coverages when or if I need them? I'd put a ton of money in the bank. I believe one of the tenants of bending the cost curve was that you had to get the young and healthy enrolled in the plan, money paid in with few benefits paid out.
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would the boy you were be proud of the man you are
Growing old ain't for wimps Lonnie Gane
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#590495 - 03/25/10 11:32 AM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: Jerry Garcia]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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That's what insurance is. Anyone who thinks they can get buy without health insurance is either uber rich, in denial or a future welfare recipient sucking the blood out of the rest of us. I recently read an article which stated that 60% of those who filed bankruptcy due to health care costs had health insurance.
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"You learn more from losing than you do from winning." Lou Pinella
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#590503 - 03/25/10 11:43 AM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: stlhead]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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"If it was up to me, if you put your house in a flood plain without flood insurance, I wouldn't let people collect money for that either. We bail them out too."
And if it were up to me if you have the option but choose to not carry health insurance then you shouldn't be treated without cash up front. Maybe a new member of an EMS team should be a credit analyst. You are laying unconcious on the sidewalk, EMS arrives and starts running the credit check and freezing bank accounts. Not enough to cover well you rolled the dice and lost. See ya. Probably better to just force insurance on these idiots.
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"You learn more from losing than you do from winning." Lou Pinella
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#590517 - 03/25/10 12:13 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: Irie]
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Repeat Spawner
Registered: 12/12/09
Posts: 1025
Loc: Termite Country
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[/quote]Ok, great & fine, but then why weren't any Teabagger Rallies organized about the passage of The PATRIOT acts? [/quote] Irie, If you'd been paying attention in 2007 you would know that the first Tea Party rallies were organized for exactly that reason, among others.
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On a long enough timeline the survival rate for everyone drops to zero.
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#590546 - 03/25/10 01:10 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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Both sides are bought and paid for that's why we will never see real reform. Too many dollars to lose.
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"You learn more from losing than you do from winning." Lou Pinella
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#590572 - 03/25/10 02:39 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: StinkingWaters]
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River Nutrients
Registered: 11/26/06
Posts: 4317
Loc: South Sound
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Ok, great & fine, but then why weren't any Teabagger Rallies organized about the passage of The PATRIOT acts? Irie, If you'd been paying attention in 2007 you would know that the first Tea Party rallies were organized for exactly that reason, among others. Fine, prove it then: Show me pictures of these angry racist GOP dittoheads then having "Tea Party Rallies" in D.C. on the Capitol Mall, holding signs denouncing The PATRIOT acts during the Bush Administration.
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#590586 - 03/25/10 03:20 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: Irie]
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Repeat Spawner
Registered: 12/12/09
Posts: 1025
Loc: Termite Country
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Jeebus must I do everything for you? Not that your request was vague at all. Tea Party Rally, check (an early Paul rally), In D.C., check, in the Capitol Mall (I don't know the layout of D.C. that well but I'd say the pics are close). During the Bush Administration, check (July 12th, 2008). Holding signs denouncing the Patriot Act, check. Not all GOP'ers are racist dittoheads. Sounds like you need to layoff the Olbermann. If this isn't enough you could spend a couple of minutes to seach out the hundreds of websites and thousands of youtube videos that spang into existence during the 2007 campaign. All created by people who one way or another had misgivings about the Patriot Act and both wars, but were also concerned about the Fed Reserve and fiscal issues as well. Not your typical "GOP racist dittoheads".
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On a long enough timeline the survival rate for everyone drops to zero.
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#590588 - 03/25/10 03:21 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: StinkingWaters]
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Repeat Spawner
Registered: 12/12/09
Posts: 1025
Loc: Termite Country
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Whoops big pic but what you're looking for is in there.
"Patriots Beware of the Patriot Act"
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On a long enough timeline the survival rate for everyone drops to zero.
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#590611 - 03/25/10 04:31 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: stlhead]
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Returning Adult
Registered: 10/31/02
Posts: 305
Loc: Extreme Left of Center
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20. Are we worried there will be less boob jobs? Hell yes !!!!!!!!!!!!!
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RELEASE WILD TROUT and STEELHEAD
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#590621 - 03/25/10 05:28 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: Irie]
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Repeat Spawner
Registered: 12/12/09
Posts: 1025
Loc: Termite Country
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Ok, nice 241235x8734287934 pic there, but that's a Libertarian Ru Paul rally, not a Teabagger Love-in. The Tea Parties were a creation of the Ron Paul campaign. Only after the Obama election were they co-opted by the republican establishment. After that the message changed some and Palin worship by McCain voters ensued. The new Tea Party isn't easily identified since many of the participants are RP republicans, small "l" libertarians, ex-liberals, anti-war folks, and of course died in the wool republicans who only started attending after Fox News started pumping the Tea Party. Those folks didn't like us RP folks at their primary caucuses one bit. Ironically it was Fox News who excluded Paul from their New Hampshire Republican primary debate in 2007. Infiltrate and discredit,......it's a pretty good strategy.
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On a long enough timeline the survival rate for everyone drops to zero.
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#590831 - 03/26/10 03:43 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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River Nutrients
Registered: 12/30/07
Posts: 3116
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Dont expect a fat tax on Candy. Warren Buffet owns too much of that.
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#590972 - 03/27/10 01:04 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: Fast and Furious]
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Spawner
Registered: 09/21/08
Posts: 843
Loc: COF in the Upper Left Hand Cor...
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That dang Hopey Changey Thing Again
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Upstanding Member of the Porcupine Social Club, ergo, the Old Prick in the Upper Left Hand Corner.
AuntyM -- What Crab Audit???? Not That POS Senior AssHat Published!!!!
Hey Mr Childers, have you corrected that Scofflaw Spreadsheet Yet?????
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#591476 - 03/30/10 05:41 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: stlhead]
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Village Idiot
Registered: 12/06/09
Posts: 597
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I am in EMS and I can tell you soooo many people abuse the system it's sickening. There was a guy in our area who worked as a janitor at a local hospital. When he was out of gas, hung over, etc, he would call for an ambulance, fake that he was sick then refuse treatment when he got to the hospital. I know he had health insurance, but always said he didn't. Thanks taxpayers. Had a 15 year old girl, pregnant with her 3rd child (had a 1yo and a miscarriage) complained of feeling sick. Her mom was giving her meth to combat morning sickness. We have people in little fender benders wanting ambulance transport to the hospital, then asking if I know how much they can get in a lawsuit, and if whiplash or back pain pay better. Then we have the illegal aliens....... So now you think I should have to pay higher premiums to cover these retards? Obamacare isn't about healthcare or insurance, it's a TAX, plain and simple.
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Say no to drugs
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#591482 - 03/30/10 05:59 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: bait dunker]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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"So now you think I should have to pay higher premiums to cover these retards? Obamacare isn't about healthcare or insurance, it's a TAX, plain and simple."
You seem to contradict yourself. You complain about people who abuse the system costing us taxpayers yet you whine about EVERYONE being required to have insurance. If you are in EMS then you most likely have health insurance and will be minimally effected if at all. The "I should have to pay higher premiums" is no where in the bill. Stop listening to Rush and Palin it will rot your brain.
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"You learn more from losing than you do from winning." Lou Pinella
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#591487 - 03/30/10 06:10 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: stlhead]
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Village Idiot
Registered: 12/06/09
Posts: 597
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It affects us all! The ambulance companies and hospitals charge more when these deadbeats don't pay their bill. Insurance companies have to pay these higher costs and pass them on in premiums. It costs us all. This bill does little to help people. I buy health insurance for myself and my son. I opted out of the company offered insurance as it was $150 a month more expensive than what I buy it for on my own. The union wanted everything in the plan and got it. I don't listen to Rush or Palin but thanks for trying to lump me into your little groups.
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Say no to drugs
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#591490 - 03/30/10 06:20 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: bait dunker]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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"It affects us all!"
As it did before this bill was passed. You and I were already paying for it.
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"You learn more from losing than you do from winning." Lou Pinella
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#591495 - 03/30/10 06:36 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: Marz]
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Village Idiot
Registered: 12/06/09
Posts: 597
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But they NEED 22" wheels, snowboards, cigarettes etc. Why pay for things you need when there is a program to provide you things you really need? You can get welfare programs to pay rent, get a car, get cash, get food, pay repair bills, electricity, heat, school, health care. At $5 a pack for cigarettes, 30 days a month, that's $150, you can buy decent insurance for that. Cable, Internet, cell phones, booze etc. These people make their choice.
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Say no to drugs
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#591550 - 03/30/10 11:47 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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Piper
Unregistered
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I can't find 'decent' insurance at more than twice that. Probably because you are high risk...
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#591556 - 03/31/10 12:46 AM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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Village Idiot
Registered: 12/06/09
Posts: 597
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Regency blue cross blue shield. I buy and carry my own policies, my employer is not involved in any way, they have a different provider. My sons policy is $114 a month, hes 2 1/2, mine is $157 a month, Im 38. I do have a $2500 deductable each.
This is in Oregon, Obama forgot to take away the company monopolies allowing sales across state lines.
Edited by bait dunker (03/31/10 12:53 AM)
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Say no to drugs
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#591565 - 03/31/10 01:36 AM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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Village Idiot
Registered: 12/06/09
Posts: 597
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My son has free well child and immunizations so really we have very little cost. I think Im money ahead.
No, actually you still wont be able to buy across state lines, it helps keep premium prices high, which the government wil be able to tax more. Also different states have different heath insurance mandates, making keeping all the right policies in all the right states tricky.
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Say no to drugs
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#591588 - 03/31/10 10:55 AM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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Fry
Registered: 05/14/06
Posts: 34
Loc: Orygun
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that's $150, you can buy decent insurance for that. Where ? I can't find 'decent' insurance at more than twice that. zactly....
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#591647 - 03/31/10 04:34 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: Marz]
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River Nutrients
Registered: 03/07/00
Posts: 2955
Loc: Lynnwood, WA
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Here's the thing bait dunker / Marz... if you are REALLY interested in the truth about welfare abuse... just do a little research.
You'll find that welfare DOES NOT buy people rims and stereos and cigarettes. Illegals are NOT getting "free" government healthcare... and ANYBODY that goes to the emergency room for their health care ends up paying for it one way or the other. If they cannot pay cash and don't have insurance, their bill is sent to collections which effectively ruins their credit and their ability to make major purchases in the future.
Abuses by poor people are just a miniscule drop in the bucket when compared to all of the corporate welfare... yet 'conservatives' never even bat an eyelash at any of that.
Why not?
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A day late and a dollar short...
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#591649 - 03/31/10 05:18 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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River Nutrients
Registered: 03/08/99
Posts: 6732
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You'll bat your eye out!
_________________________
"You learn more from losing than you do from winning." Lou Pinella
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#591654 - 03/31/10 05:46 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: 4Salt]
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Returning Adult
Registered: 02/04/09
Posts: 299
Loc: Edmonds, WA
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4salt, I never said welfare was being used to buy rims, etc. I was saying that people will go without health care to buy the accouterments of life like rims, xboxes etc... working people with income and misaligned priorities.
Now for illegals getting free health care, maybe you should explain that to my nurse friend in CA that delivers illegals babies on a regular basis, paid by the state, in a nice hospital, not the county clinic.
County hospitals ask your income level when you go in there and if you fall into the "poverty" category, you get health care, yes free, no not with a bill nor any hit to your credit rating. I had a friend of mine who was a drug addict and got new teeth, diabetes meds, and complete facial reconstruction when he took a spill face first on ice... no payment, no credit hit, nothing more than filling out a form and waiting. He is now recovered and has not had to pay a dime, ever.
Welfare abuse is rampant, if you don't believe it, go spend some time in East Oakland at 10am on a Tuesday and ask around. See how fast you get offers to trade booze for food stamps. Ask how many of them folks have been on welfare and for how long... it isnt just the fact that people use welfare for income, they do it for LIFE.
Edited by Marz (03/31/10 05:49 PM)
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#591667 - 03/31/10 07:41 PM
Re: 20 Ways Obamacare Steals Your Freedoms
[Re: ]
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Juvenile at Sea
Registered: 12/08/09
Posts: 149
Loc: Seattle
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Seems to me like "the system" gets scammed at all levels - from the proles to the corporate kings. In both instances I'd wager that a little more regulation could go a long ways. I don't condone either way of life, I just happen to respect and understand Joe Dirt a little more for wanting to be able to eat AND get his drink on, than I do for Bernard Madoff.
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The Dude abides.
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